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Conversations with Experts - Webinar

What the 2026 CESEE Bank Lending Survey Reveals

26 August 2026
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The inaugural event in CEE Perspective Academy’s new Conversation with Experts series, examining what the 2026 EIB CESEE Bank Lending Survey reveals about credit demand, lending conditions and banking strategies across the region. The discussion will explore strong demand, cautious credit supply, favourable funding conditions and banks’ plans for growth in Central, Eastern and South-Eastern Europe.

10:00 - 10:45(CET)

About

About the Event

Credit demand across Central, Eastern and South-Eastern Europe remains strong. International banking groups still see the region as a place to grow, and more than three-quarters plan to expand their operations over the longer term. Yet the outlook is not without tension: banks expect lending conditions to weaken slightly, particularly for large companies, even as households and businesses continue to seek more credit.

These are among the findings of the European Investment Bank’s CESEE Bank Lending Survey for the first half of 2026. Drawing on responses from 12 international banking groups and 65 local subsidiaries and independent banks, the survey offers a rare view of the region from both sides of the parent-subsidiary relationship. It covers banks representing around half of local banking assets in the markets surveyed.

What lies behind the gap between buoyant demand and more cautious supply? How are regulation, the global outlook and expectations about credit quality shaping banks’ willingness to lend? And what do favourable funding conditions and continued interest in regional expansion tell us about the longer-term position of CESEE within European banking?

This event launches CEE Perspective Academy’s new “Conversation with the Experts” series: focused online sessions in which specialists present recent research and discuss what its findings mean for the region. For the inaugural conversation, Matteo Ferrazzi, Principal Advisor and Senior Economist at the European Investment Bank and coordinator of the survey, will guide us through the results and the signals beneath the headline figures. His presentation will be followed by questions from the audience.

About the Experts

Matteo Ferrazzi

Matteo Ferrazzi

Principal Advisor and Senior Economist

European Investment Bank

Matteo Ferrazzi serves as Principal Advisor and Senior Economist at the European Investment Bank (EIB), the European Union’s lending arm, contributing to macroeconomic and financial sector analysis. Prior to joining EIB, he held senior economist and managerial roles at UniCredit Group and Bank Austria in Milan and Vienna. Matteo has also worked as a researcher at the Italian economic think tank Prometeia and in the Investment Fund industry. He is a lecturer at ASERI, Catholic University in Milan, and holds degrees from the University of Modena, Bocconi University, and an Executive MBA from Politecnico of Milan. He is author of various contributions and published three books.
Andreea Lungu

Andreea Lungu

Lead Policy Expert

CEE Perspective

Andreea Lungu is Lead Policy Expert at CEE Perspective, where she contributes to policy analysis and commentary on EU financial regulation, with a particular focus on Central and Eastern Europe. She also moderates discussions and webinars bringing together policymakers, regulators and industry representatives. Separately, she works as a Policy Adviser at PensionsEurope, focusing on EU financial services regulation, sustainable finance and pension policy. Previously, she worked at WSBI-ESBG and Kreab Worldwide in Brussels and at the European Banking Authority in Paris. She holds an MSc in Finance and Accounting from Westminster Business School and a BA in Politics and East European Studies from University College London.