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Head of financial market infrastructures oversight division – National Bank of Romania Head of service in the NBR, responsible for the regulation, supervision and monitoring of payment and settlement systems, as well as the participating banks. Member of the Cyber Resilience Task Force, which developed TIBER-EU and annexed documents. Participant in the Tiber Knowledge Center, a group that brings together the European authorities that have implemented TIBER. Member of the Payments and Securities Settlement Oversight Working Group, ECB. Member of the Market Infrastructures Expert Group, European Commission. Vice-Chairman of the Committee for the Protection of Critical National Infrastructures, supervised by the NBR. 19 years experience in BNR.

Experienced Sales Executive with a demonstrated history of working in IT industry. Skilled in Negotiation, Business Planning, Sales, Business Development, and Marketing Strategy. Strong sales professional with a Bachelor of Science (BS) focused in Economics Engineering from Universitatea „Politehnica” din București.

Currently, he serves as a Project Manager at Transfond, where he leads a working group focused on driving innovation in the payments domain. His primary responsibility involves exploring new avenues to foster the adoption of instant payments in the local market.

Previously, Năstase held the position of Project Manager at Transfond, where he played a pivotal role in delivering value to payments service providers through the Instant Payments project.

Prior to his tenure at Transfond, Năstase served as a Senior Business Analyst at the European Central Bank IntellActSoft. In this role, he was responsible for maintaining relationships with key stakeholders such as Banca d'Italia, Banco de Espana, Banque de France, and Bundesbank. He provided regular reports on system performance and conducted coordination activities to facilitate testing activities.

With over 12 years of experience at Transfond, Năstase also held the position of Advisor to the Deputy CEO. Additionally, he played a crucial role in formulating Transfond's strategic intent, conducting strategic planning, proposing business development strategies, and providing guidance to different departments.

Năstase's career journey also includes positions such as Business Developer, where he was accountable for SEPA Direct Debit development for the Romanian Banking Community.

Claudiu Negrea serves as the Deputy Director of the Financial Market Infrastructures and Payments Oversight Department at the National Bank of Romania. In his 15 years at the central bank, he has been specializing in the monitoring of financial market infrastructures. Alongside his responsibilities at the bank, he is advancing his academic pursuit as a PhD candidate within the Romanian Academy, specializing in operational and security risks analysis. His deep understanding of financial infrastructures is crucial in his extensive work within the bank.

In his capacity as the coordinator of the Critical Infrastructures Protection Committee, Claudiu leads efforts to ensure the cooperation of all responsible parties for the protection of Romania's essential financial services against various risks and threats. 

 Cosmin Curticapean is the Executive Entrepreneur of iFactor, the first official invoice trading and SME multi financing Platform in Romania with ambitious plans to expand in the CEE region. The company that aims to revolutionize the way businesses access their funds by providing efficient factoring solutions. With a team of experienced professionals in software, deep tech, finance, and legal domains, Curticapean strives to empower businesses and contribute to the overall growth of the economy.

As a Board member and Vice President at TechAngels Romania, he plays a crucial role in supporting and guiding the growth of innovative tech startups. Additionally, as a Board Member of the Romanian Fintech Association, Curticapean actively contributes to the development and advancement of the fintech industry in Romania.

Furthermore, as a Mentor at the Founder Institute, Curticapean shares his knowledge and insights with aspiring entrepreneurs, helping them refine their revenue models, develop growth strategies, and shape their overall business direction.

With over 27 years of experience, Curticapean is also a Co-Founder of Dox Group, a software development company that serves as a strategic offshore partner for global organizations. Dox Group specializes in developing complex applications across various domains, ranging from utilities to enterprise back-end structures.

Dan Costin Nițescu holds the position of Senior Advisor to the Governor of the National Bank of Romania and acts as a member of the Supervisory Board and chairperson of the Audit Committee of the Bank Deposit Guarantee Fund. Dan Costin is Professor in the Department of Money and Banking, within the Faculty of Finance and Banking, Bucharest University of Economic Studies. He holds a PhD. in Economics, specialization in Finance, a degree in Financial Management from Open University Business School, UK, is author of articles and books on finance and banking. His professional background includes various management positions both in the central bank and in commercial banks.

Throughout his career, he integrated and combined teaching and research activities with practical banking activity, where he coordinated financing transactions, structured banking products for a variety of projects and industries. His research interests include: management, risk management and corporate governance in banking, digitalization of financial services, Fintech and payment systems, sustainable banking.

Raluca Micu has 13 years of experience in the financial-banking field, since January 2010 being part of the BNR team. She currently leads the Payments Oversight Division.

She is also the representative of the National Bank of Romania at the meetings organized at the level of the Council of the European Union and the European Commission regarding European legislative projects in the field of payments (e.g. EU Regulation no. 751/2015 on multilateral interbank commissions applied to card-based payment operations, amending EU Regulation No. 924/2009 on cross-border payments, the Revised Payment Services Directive).