











































































































The CEE Annual Payments Forum - 2023
The second edition of the CEE Annual Payments Forum took place on the 24th of May 2023.
We were fortunate to have expert speakers share their insights on the latest developments in payment regulation and innovation in the CEE region, the impact of disruptive technologies on the financial services industry, and the emergence of new business models in the payments industry.
The forum provided an excellent opportunity for networking, exchanging ideas, and learning from industry experts and public authorities.
Welcome speech
The Evolving Payments Landscape: Regulatory Dynamics and Best Practices
This panel will address the latest developments in payment regulation and innovation in the CEE region, and how financial institutions are adapting to these changes. The panel will discuss the opportunities and challenges presented by new regulatory frameworks, including MiCA, and how these frameworks are shaping the future of payments in the region. The discussion will also highlight the innovative solutions that fintech companies are bringing to the market and how they are contributing to the evolution of the payments ecosystem.
Moderator
Elie Beyrouthy
Speakers
Konrad Slusarczyk
Florin Dănescu
Gabriela Nistor
Greta Schulte
Innovation Drivers: How Emerging Technologies are Shaping Financial Services
This panel will explore how blockchain and distributed ledger technology (DLT) are transforming the payments industry and creating new opportunities for innovation. The panel will discuss the latest trends in these technologies, their impact on payments, and how financial institutions are leveraging them to enhance the efficiency, security, and transparency of payments. The discussion will also cover the role of regulators and other stakeholders in fostering innovation in the payments industry and the potential of CBDCs (Central Bank Digital Currencies) for the future of payments.
Moderator
Cosmin Cosma
Speakers
Bogdan Năstase
José Manuel Marqués
Madalina Popa
Raluca Micu
New Horizons in Financial Services: Emerging Business Models and Opportunities
The objective of this panel is to review the emergence of new business models in the payments industry and their potential impact on the traditional banking landscape. The panel will discuss how these models are leveraging technology, changing customer behavior and preferences, and driving innovation and competition in the industry. The discussion will also cover the challenges and opportunities presented by these new business models, and the role of regulators and other stakeholders in ensuring a level playing field and protecting consumers.
Moderator
Dan Nitescu
Speakers
Sabin Popa
Filip Mutafis
Didier Lepoutre
Alexandru Cociu
Alexandru Bita
Diederik Bruggink
Disruptive Technologies and the Future of Financial Services: Challenges and Opportunities
This panel will focus on the impact of disruptive technologies on the financial services industry and how they create both challenges and opportunities for businesses in the sector. Experts will discuss the future of fintech, and the use of AI and blockchain among other topics. The aim is to provide insights into how companies can innovate and adapt to stay competitive in a rapidly evolving landscape.
Moderator
Cosmin Curticapean
Speakers
Adrian Stratulat
Razvan Popescu
Anatolie Telchiji
Augustin Dobre
Andrei Niculae
Stefan E. Ionescu
Welcome speech
Speech
Ruxandra Avram
The Evolving Payments Landscape: Regulatory Dynamics and Best Practices
This panel will address the latest developments in payment regulation and innovation in the CEE region, and how financial institutions are adapting to these changes. The panel will discuss the opportunities and challenges presented by new regulatory frameworks, including MiCA, and how these frameworks are shaping the future of payments in the region. The discussion will also highlight the innovative solutions that fintech companies are bringing to the market and how they are contributing to the evolution of the payments ecosystem.
Moderator
Elie Beyrouthy
Speakers
Konrad Slusarczyk
Florin Dănescu
Gabriela Nistor
Greta Schulte
Innovation Drivers: How Emerging Technologies are Shaping Financial Services
This panel will explore how blockchain and distributed ledger technology (DLT) are transforming the payments industry and creating new opportunities for innovation. The panel will discuss the latest trends in these technologies, their impact on payments, and how financial institutions are leveraging them to enhance the efficiency, security, and transparency of payments. The discussion will also cover the role of regulators and other stakeholders in fostering innovation in the payments industry and the potential of CBDCs (Central Bank Digital Currencies) for the future of payments.
Moderator
Cosmin Cosma
Speakers
Bogdan Năstase
José Manuel Marqués
Madalina Popa
Raluca Micu
New Horizons in Financial Services: Emerging Business Models and Opportunities
The objective of this panel is to review the emergence of new business models in the payments industry and their potential impact on the traditional banking landscape. The panel will discuss how these models are leveraging technology, changing customer behavior and preferences, and driving innovation and competition in the industry. The discussion will also cover the challenges and opportunities presented by these new business models, and the role of regulators and other stakeholders in ensuring a level playing field and protecting consumers.
Moderator
Dan Nitescu
Speakers
Sabin Popa
Filip Mutafis
Didier Lepoutre
Alexandru Cociu
Alexandru Bita
Diederik Bruggink
Disruptive Technologies and the Future of Financial Services: Challenges and Opportunities
This panel will focus on the impact of disruptive technologies on the financial services industry and how they create both challenges and opportunities for businesses in the sector. Experts will discuss the future of fintech, and the use of AI and blockchain among other topics. The aim is to provide insights into how companies can innovate and adapt to stay competitive in a rapidly evolving landscape.