The CEE
Annual Payments
Forum 2025
The fourth edition of the CEE Annual Payments Forum
21 October 2025
National Bank
of Romania
SPEAKERS
Eric Ducoulombier
DG FISMA, European Comission
Head of the Payments and Digital Euro Unit
Cosmin Marinescu
National Bank of Romania
Deputy Governor
Prof. Dan Costin Nitescu
National Bank of Romania
Senior Advisor to the Governor
Burak Yildiran
Token Financial Technologies Romania
Chief Executive Officer
Cosmin Tudor
Adastra Romania
Country Lead
Diederik Bruggink
European Savings and Retail Banking Group
Head of Payments, Digital Finance and Innovation
Elena Ungureanu
Visa
Country Manager Romania
Tolga Banyocu
Garanti BBVA Romania
Deputy General Manager
Bogdan Năstase
Transfond
Head of Product Management
Ralph Rogobete
Mastercard Romania
Public Policy Manager
Catalin Caragea
Banca Transilvania
Deputy CEO, Chief Risk Officer
Adrian Dinculescu
Namirial
Managing Director
Daniel Georgescu
dMonitor
Chief Executive Officer
Andrei Burz Pinzaru
Deloitte Legal Romania
Partner
Ana-Maria Georgescu
Smart Fintech
Cofounder & Member Romanian Fintech Association
Gabriel Tanase
KPMG Romania
Partner, Technology & Cyber Security
Cosmin Curticapean
LENDOX
Chief Executive Officer, Founder
Galya Dimitrova
Iris Solutions
Managing Partner
Agathe Blaga
National Bank of Romania
Deputy Director, Payments and Settlement systems regulation and oversight unit
Florin Danescu
Romanian Association of Banks
Executive President
AGENDA
09:00
Registration & Welcome Coffee
09:00
Registration & Welcome Coffee
Speech
10:00
20 Min.
Opening Remarks
Cosmin Marinescu
National Bank of Romania
Deputy Governor
Speech
10:00
20 Min.
Opening Remarks
Cosmin Marinescu
National Bank of Romania
Deputy Governor
Speech
10:20
25 Min.
Keynote Speech
Eric Ducoulombier
DG FISMA, European Comission
Head of the Payments and Digital Euro Unit
Speech
10:20
25 Min.
Keynote Speech
Eric Ducoulombier
DG FISMA, European Comission
Head of the Payments and Digital Euro Unit
Panel
10:45
55 Min.
Panel 1: Digital Transition, Regulation & Cybersecurity
Industry leaders examine how regulation, banking transformation, and cybersecurity challenges shape the digital payments future. The panel addresses compliance, innovation, and strategies for securing transactions in an increasingly interconnected financial ecosystem.
Moderator
Prof. Dan Costin Nitescu
National Bank of Romania
Senior Advisor to the Governor
Ralph Rogobete
Mastercard Romania
Public Policy Manager
Andrei Burz Pinzaru
Deloitte Legal Romania
Partner
Catalin Caragea
Banca Transilvania
Deputy CEO, Chief Risk Officer
Florin Danescu
Romanian Association of Banks
Executive President
PANEL
10:45
55 Min.
Panel 1: Digital Transition, Regulation & Cybersecurity
Moderator
Prof. Dan Costin Nitescu
National Bank of Romania
Senior Advisor to the Governor
Ralph Rogobete
Mastercard Romania
Public Policy Manager
Andrei Burz Pinzaru
Deloitte Legal Romania
Partner
Catalin Caragea
Banca Transilvania
Deputy CEO, Chief Risk Officer
Florin Danescu
Romanian Association of Banks
Executive President
11:40
Coffee Break
11:40
Coffee Break
Panel
12:10
55 Min.
Panel 2: Payments Infrastructure & Innovation
This discussion focuses on the evolution of payment systems, from instant transfers and open banking to fintech-driven solutions. Experts explore innovation, collaboration between banks and tech firms, and how robust infrastructure can support growth and resilience in the CEE region.
Moderator
Elena Ungureanu
Visa
Country Manager Romania
Galya Dimitrova
Iris Solutions
Managing Partner
Diederik Bruggink
European Savings and Retail Banking Group
Head of Payments, Digital Finance and Innovation
Ana-Maria Georgescu
Smart Fintech
Cofounder & Member Romanian Fintech Association
Bogdan Năstase
Transfond
Head of Product Management
Burak Yildiran
Token Financial Technologies Romania
Chief Executive Officer
PANEL
12:10
55 Min.
Panel 2: Payments Infrastructure & Innovation
Moderator
Elena Ungureanu
Visa
Country Manager Romania
Galya Dimitrova
Iris Solutions
Managing Partner
Diederik Bruggink
European Savings and Retail Banking Group
Head of Payments, Digital Finance and Innovation
Ana-Maria Georgescu
Smart Fintech
Cofounder & Member Romanian Fintech Association
Bogdan Năstase
Transfond
Head of Product Management
Burak Yildiran
Token Financial Technologies Romania
Chief Executive Officer
Panel
13:05
55 Min.
Panel 3: New Tech & Digital Resilience
Speakers highlight how AI, digital identity, and emerging technologies are redefining resilience in finance. The panel explores strategies to strengthen cybersecurity, build trust in new tools, and ensure that innovation enhances security in a fast-changing digital payments environment.
Cosmin Curticapean
LENDOX
Chief Executive Officer, Founder
Gabriel Tanase
KPMG Romania
Partner, Technology & Cyber Security
Daniel Georgescu
dMonitor
Chief Executive Officer
Adrian Dinculescu
Namirial
Managing Director
Cosmin Tudor
Adastra Romania
Country Lead
Tolga Banyocu
Garanti BBVA Romania
Deputy General Manager
PANEL
13:05
55 Min.
Panel 3: New Tech & Digital Resilience
Cosmin Curticapean
LENDOX
Chief Executive Officer, Founder
Gabriel Tanase
KPMG Romania
Partner, Technology & Cyber Security
Daniel Georgescu
dMonitor
Chief Executive Officer
Adrian Dinculescu
Namirial
Managing Director
Cosmin Tudor
Adastra Romania
Country Lead
Tolga Banyocu
Garanti BBVA Romania
Deputy General Manager
Speech
14:00
10 Min.
Closing Remarks
Agathe Blaga
National Bank of Romania
Deputy Director, Payments and Settlement systems regulation and oversight unit
Speech
14:00
10 Min.
Closing Remarks
Agathe Blaga
National Bank of Romania
Deputy Director, Payments and Settlement systems regulation and oversight unit
14:10
Lunch
14:10
Lunch
15:10
Guided Visit – National Bank of Romania Museum
15:10
Guided Visit – National Bank of Romania Museum
Gold Partner
Silver Partners
Bronze Partners
Support Partners
Logistic Partners
VISIBILITY
Put your organization at the forefront of leaders in the
payments industry through active participation in Forum
activities, and meetings and through the organization’s
outreach efforts.
INFLUENCE
Create opportunities for strategic conversations with an
elite group of European leading bankers, decision
makers and financial experts
NETWORKING
Build strong relationships with some of the most
influential financial institutions in the world.
BUSINESS AND INDUSTRY OUTREACH
Position your brand as a thought leader, solutions
provider or partner
ADVANCE KNOWLEDGE
Gain special insights from new and veteran leaders both
from the public and private sectors.
VENUE
National Bank of Romania
Strada Lipscani 25, București 030167, Rumanía
